The Money Reset

About this book

The Money Reset is a practical handbook for anyone who wants to understand exactly where their money goes and decide, deliberately, where it should go instead. It walks through an honest financial audit, a simple budgeting structure you can keep using, a plan for clearing debt in a realistic order, and a repeatable monthly review. The tone is plain and unhurried, and every chapter ends with an action you can complete the same day.

What readers will learn

• How to run a clear, judgement-free audit of your current finances
• A budgeting structure simple enough to maintain long term
• A realistic order of priority for clearing debt
• How to build a starter safety buffer on an ordinary income
• A repeatable monthly review that keeps the plan alive

Table of contents

1. Introduction: Why a Reset Works Better Than a Rulebook
2. 1. The Honest Audit: Where Your Money Actually Goes
3. 2. Fixed, Flexible, Future: A Budget You Can Keep
4. 3. Clearing Debt in a Sensible Order
5. 4. Building Your First Safety Buffer
6. 5. Spending Without Guilt
7. 6. Saving and Investing in Plain Language
8. 7. The Monthly Money Review
9. 8. Staying Reset: Twelve Months Ahead
10. Appendix: Worksheets and Checklists